Move Forward with Toro Financial
We specialize in retirement planning for federal employees with a focus on maximizing pensions, TSPs, and other benefits.
Toro Financial is proud to offer FedFuture and FedStart, two specialized services for making the most of your career and retirement. Secure your financial future today with Toro Financial.
early to mid-career financial planning
FedFuture
Toro’s FedFuture program is designed to educate Federal employees on options that will set them up for a secure financial future. We focus on how to streamline your benefits, maximize your TSP contributions, and how to position yourself before retirement.
So often during a seminar, someone will raise their hand and say “If I had only known this ten years ago, I would have done things so differently.” Don’t wish you’d done this sooner. Get a head start on retirement with FedFuture!
“Knowing what you don’t know is more useful than being brilliant.” – Charlie Munger, American investor, philanthropist and billionaire.
retirement preparation planning
FedStart
For those Federal employees age 55+ who are close to or at retirement eligibility, Toro’s FedStart program covers everything you need to know for a seamless transition into retirement.
Our Federal Retirement consultants will cover Pension calculation, Supplemental pay, Sick Leave and Annual Leave strategy, health insurance, life insurance, spousal benefits, TSP transition…all of that, and much more. We’ll focus on giving you the information you need to take full advantage of the benefits you’ve earned.
Our Federal Employee Financial Services
You should retire with more than just your pension.
TSP Advice and Strategy
Life Insurance (FEGLI)
Survivor Benefits
Health Insurance (FEHB)
Retirement paperwork assistance
Pension Calculations for FERS, CSRS, OFFSET
Special Retirement Provisions such as LEO/FF/ATC
Military Buyback
Asset management
Financial Planning
MediCare
Social Security
Investment Portfolio Consultation
Seminars and Individual counseling
Federal Retirement Guidance & Strategy
Consultations
Our individualized breakdowns are tailored to your financial needs, and the value this adds to your retirement cannot be overstated.
Perhaps you need a little help filling out that intimidating Blue Book? Prefer a financial analysis to make sure you’re on budget in retirement? Not sure how to reposition your TSP without losing it all to taxes, the stock market or inflation?
Regardless of what you need or how long it takes, Toro’s consultations are always free of charge, and highly recommended for those who are ready to Move Forward with their financial planning.
why work with us
Trusted Experts
Toro’s Federal Retirement Consultants continually train to stay ahead of the Federal curve and combine for over 80 years of experience in the Federal retirement arena.
Fiduciary Responsibility – As industry Fiduciaries, our financial advisors are held to a higher standard of integrity and legally obligated to put your needs as a client ahead of ours as a company. At Toro Financial, this responsibility isn’t an obligation, but a promise we deliver on with every client.
